At LaBovick Law Group we help Florida medical providers receive payments they are owed under PIP law
It’s unfortunate when insurance companies deny PIP benefits or attempt to lower parts of patients’ PIP coverage. This puts medical providers in an uncomfortable situation where they have provided services; yet, they have not received compensation for their care.
Insurance companies will usually do whatever they can to not pay the full amount that you’re entitled to. Having a PIP Florida lawyer can help you avoid being cheated out or only partially paid. Even though billing for PIP might be complex, you don’t have to go through the process alone. The right lawyer could be the key to a smooth process and maximum compensation.
At LaBovick Law Group, we have a dedicated department that helps medical centers and hospitals receive the PIP benefits they’re entitled to from auto insurance companies. Our team of Florida PIP lawyers will review your files for free to see if you may be owed money.
What do medical providers need to know about PIP?
As a medical provider, it is important to understand the laws and regulations surrounding PIP (Personal Injury Protection) insurance. PIP is a type of coverage that generally covers medical expenses and lost wages for the policyholder.
Providers need to be familiar with PIP policies and procedures, including submitting claims and obtaining prior authorization from insurers. Being knowledgeable about PIP can help ensure that patients receive the care they need without facing significant financial burdens.
How does PIP work in Florida?
Florida’s PIP insurance is required for all drivers in the state. This no-fault insurance covers medical expenses and lost wages up to $10,000 for the policyholder, regardless of who was at fault in an accident.
PIP also covers passengers in the policyholder’s vehicle, as well as pedestrians and cyclists who are injured by a covered auto. It also provides coverage for household members who do not have their PIP insurance. In cases where injuries exceed the $10,000 limit or involve serious bodily harm, individuals will not be able to charge for PIP in Florida. Nonetheless, they may file a claim against the at-fault driver’s liability insurance.
Which medical services are covered by Florida Personal Injury Protection?
Section 627.736 (1)(a) of the Florida Statutes defines which medical services are covered by PIP insurance. It covers various initial and follow-up services, including but not limited to:
- Prescribed medication
- Hospitalization
- Radiography
- Laboratory services
- Dental treatment
- Ambulatory treatment
- Rehabilitation treatment
- Chiropractic treatment
